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Privacy Policy

Last updated: July 2026

1. What we collect

We collect only what is necessary to run Spenda. This includes your email address (for account creation), basic profile information, and transactional data you choose to sync from connected bank accounts. We do not collect browsing history, location data, or any information unrelated to the app's core purpose.

2. How we use your data

Your data is used solely to power Spenda's features — calculating time-costs of purchases, generating insights, and displaying your spending analytics. We do not use your data for advertising, profiling, or any purpose beyond the functionality you see in the app.

3. Data storage & security

We use industry-standard encryption and secure infrastructure. Bank connection data is handled through regulated Open Banking providers who maintain their own strict security standards. We never store your bank login credentials.

4. Third parties

We share data only with service providers essential to running Spenda (cloud hosting, analytics, payment processing). We require all partners to meet the same privacy standards we hold ourselves to. We do not sell your data to anyone.

5. Your rights

You can request a copy of your data, correct inaccuracies, or ask for deletion at any time by emailing spenda.appstore@gmail.com. We aim to respond to all requests within 7 days.

6. Contact

If you have questions about this policy, email us at spenda.appstore@gmail.com.

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